PRODUCTIVE MOBILITY · Bodaboda Series
Motorcycles / Bodaboda
Financing for motorcycles supporting transport and commercial logistics across Tanzania.
Financing Ecosystem
Financing Solutions
for Real Commerce
LUMBIKA provides structured financing tools designed for Tanzanian merchants, customers and distribution partners — enabling responsible access to productive and lifestyle assets.
ASSET FINANCING
Structured Financing for Productive and Lifestyle Assets
LUMBIKA enables eligible customers to acquire essential assets through manageable, structured repayment arrangements — subject to applicable financing terms and eligibility criteria.
DIGITAL CONNECTIVITY · Connectivity Tools
Smartphones
Structured financing for smartphones — a critical tool for mobile commerce, communication and financial access.
HOME SOLUTIONS · Entertainment Series
Smart TVs
Financing arrangements for smart televisions and home entertainment equipment.
DIGITAL ENTERTAINMENT · Media Packages
TV Decoders & Equipment
Pay-over-time options for Pay-TV decoder equipment and related accessories.
MERCHANT FINANCING
Financing Integrated Into the Purchase Journey
LUMBIKA works with eligible merchants to make structured financing available within the retail environment — connecting customers with financing options at the point of purchase.
* Note: Financing availability subject to eligibility assessment and applicable terms.
MERCHANT PARTNERS
Bring Financing to Your Customers
Retailers, distributors and eligible commercial partners can work with LUMBIKA to offer structured asset financing within their sales environment.
Financing at Point of Sale
Offer eligible customers structured financing options during the purchase process.
Operational Support
Access tools and workflows designed to support financing administration within your retail environment.
Portfolio Visibility
Monitor financing activity and portfolio status through LUMBIKA partner tools.
AGENT PLATFORM
One Platform — Multiple Workflows
The LUMBIKA Agent Platform supports customer applications, onboarding and verification workflows, financing administration, portfolio and payment support, and relevant agent activities — all from a single mobile interface.
Customer Applications
Digital processing at point-of-sale.
KYC and Verification
Robust verification pathways for security.
Financing Administration
Clear tracking of active arrangements.
Payment Support
Assisting customers with local integration.
Portfolio Management
Visibility and oversight metrics on one hub.
DEVELOPER INFRASTRUCTURE
API-Enabled Financing Integration
LUMBIKA is developing infrastructure to support embedded financing integration — enabling eligible partners to connect financing capabilities within their existing systems and customer journeys.
Proposed Integration Workflow
STAGE 01
API Integration
Connect checkouts directly to LUMBIKA
STAGE 02
Secure Handshake
Instant token-based verification
STAGE 03
Verify & Approve
Rapid processing logic
STAGE 04
Instant Settlement
Arrangement complete
Ready to Get Started?
Whether you are a customer looking to finance an essential asset, a merchant wanting to offer financing, or a partner exploring integration — LUMBIKA can help.