Who We Are
Empowering Tanzanians Nationwide
LUMBIKA is a trusted financial services provider specializing in asset financing. We bridge the gap to financial independence by helping youth, riders, and entrepreneurs acquire the tools they need to grow their daily income.
Our Core Products
Smartphone Financing
- StrateStay Connected, Trade Easily
- Access the latest 4G and 5G smartphones instantly. Pay in micro-installments while you use it to scale your business.
Bodaboda Financing
- StrategiDrive Your Own Successc
- Sales IncGet a brand-new commercial motorcycle with low down payments and flexible daily or weekly repayments
How It Works
The 3-Step Process
Locate an Agent
Visit any certified LUMBIKA agent booth in your district or region.
Submit Your ID
Bring your valid National ID (NIDA) for a quick digital application.
Pick Up Your Asset
Pay your initial down payment and walk away with your new phone or motorcycle.
Trust & Numbers
26+
Regions Covered
Nationwide Reach
100%
Collateral-Free
Quick & Accessible Loans
1000s
Empowered
Tanzanians Reached
100s
Certified
Local Mawakala
Ready to Upgrade Your Life or Business?
Talk to a certified LUMBIKA agent in your neighborhood today and get approved within hours.